Wave vs. Paypal Payments
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Wave's online payments software empowers small business owners to accept payments online with low fees. The best part? It’s fully integrated with our award-winning accounting software and other money management tools so you can send invoices, get paid, and organize your books all in one place.
Wave vs. Paypal Payments
Wave plans
Paypal
Customers love Wave
4.4 out of 5 stars based on user reviews collected by G2Crowd as of January 2024.
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Most of my clients pay with credit cards using the secure link on the invoice. That is a massive time saver and helps me get paid faster!
Wave vs. Paypal Payments
Here's why we think you'll love Wave.
Online payments
Time-saving features like scheduled payment reminders and automatic credit card payments. Connects seamlessly with Wave’s invoicing and accounting software, so you’ll always have the information you need in one place. Pay only 2.9% + $0.60 per transaction.
With our Pro Plan, you can unlock rates starting at 2.9% + $0* for the first 10 credit card transactions each month and—until June 3, 2024—you can process unlimited credit card transactions for the same rate.
With the Pro Plan, get unlimited, secure, and reliable bank connections**.
Invoicing
Professional, customizable invoices that are quick and easy to create. Send invoices on the go using Wave’s mobile app, which automatically syncs to your accounting records, helping you save time and prepare for tax season. Plus, send recurring invoices to your repeat customers.
Accounting
Powerful, cloud-based accounting software that perfectly integrates with Wave’s suite of money management tools to help you run your business better. With the Pro Plan, get unlimited, secure, and reliable bank connections. Designed to be easy for freelancers and small business owners to use, while making accountants happy with robust reports and functionality.
1 Rates are 1% for bank payments (minimum fee of $1). For information on credit card rates, visit Pricing for details.
Plans to make
your plans happen.
Just starting your business or looking for the basics? This is the place.
Create unlimited estimates, invoices, bills, and bookkeeping records
Option to accept online payments
Invoice on-the-go via the Wave app
Manage cash flow and customers in one dashboard
Want to look more polished, save more time, and conquer cash flow? It’s Pro time.
Option to accept online payments at a discounted rate
Auto-import bank transactions
Auto-merge and categorize bank transactions
Digitally capture unlimited receipts and track expenses
Automate late payment reminders
And more!
Create unlimited estimates, invoices, bills, and bookkeeping records
Option to accept online payments
Invoice on-the-go via the Wave app
Manage cash flow and customers in one dashboard
Option to accept online payments at a discounted rate
Auto-import bank transactions
Auto-merge and categorize bank transactions
Digitally capture unlimited receipts and track expenses
Automate late payment reminders
And more!
Just starting your business or looking for the basics? This is the place.
Create unlimited estimates, invoices, bills, and bookkeeping records
Option to accept online payments
Invoice on-the-go via the Wave app
Manage cash flow and customers in one dashboard
Want to look more polished, save more time, and conquer cash flow? It’s Pro time.
Billed annually
Billed annually
Option to accept online payments at a discounted rate
Auto-import bank transactions
Auto-merge and categorize bank transactions
Digitally capture unlimited receipts and track expenses
Automate late payment reminders
And more!
Create unlimited estimates, invoices, bills, and bookkeeping records
Option to accept online payments
Invoice on-the-go via the Wave app
Manage cash flow and customers in one dashboard
Billed annually
Billed annually
Option to accept online payments at a discounted rate
Auto-import bank transactions
Auto-merge and categorize bank transactions
Digitally capture unlimited receipts and track expenses
Automate late payment reminders
And more!
*Active subscription required. While subscribed to Wave’s Pro Plan, get 2.9% + $0 (Visa, Mastercard, Discover) and 3.4% + $0 (Amex) per transaction for an unlimited number of transactions during the offer period. After the offer ends: over 10 transactions per month at 2.9% + $0.60 (Visa, Mastercard, Discover) and 3.4% + $0.60 (Amex) per transaction. Discover processing is only available to US customers. See full terms and conditions
**We use Plaid to facilitate bank connections. Not all financial institutions are supported so we can’t guarantee that you will be able to connect an account. Check Plaid's troubleshooting guide for more information or learn more about how bank connections work at Wave.
